An Indian man walks into a bank in New York City and asks for the loan
officer.
He tells the loan officer that he is going to India on business for two
weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of security for
the loan, so the Indian man hands over the keys and documents of new Ferrari
parked on the street in front of the bank. He produces the title and
everything checks out. The loan officer agrees to accept the car as
collateral for the loan.

The bank"s president and its officers all enjoy a good laugh at the Indian
for using a $250,000 Ferrari as collateral against a $5,000 loan.. An
employee of the bank then drives the Ferrari into the bank"s underground
garage and parks it there.

Two weeks later, the Indian returns, repays the $5,000 and the interest,
which comes to $15.41.
The loan officer says, "Sir, we are very happy to have had your business,
and this transaction has worked out very nicely, but we are a little
puzzled.
While you were away, we checked you out and found that you are a multi
millionaire.
What puzzles us is, why you would bother to borrow "$5,000"?

The Indian replies:

"Where else in New York City can I park my car for two weeks for only $15.41
and expect it to be there when I return""

Thank you,
Anurag Bhatia